117 How to Build Wealth and Reduce Debt

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Financial guru, Steven LaBroi shares tips that the wealthy use every day to reduce debt and build wealth.  And the wonderful news is that you do not have to be wealthy to apply these tips; but you must know what they are.

We have more student debt than ever before.  According to a Pew Research study, around four in ten (37%) households led by a person under the age of 40 currently have some student loan debt. This is the highest percentage on record. The graduating class of 2014 is also the most indebted class to ever walk the stage.

We use credit cards way too much.  One report states that the average household owes around $15,607 on their credit cards. They estimate that collectively, Americans owe $880.5 billion in credit card debt, $8.07 trillion in mortgages, $1.12 trillion in student loans.

All of this debt wreaks havoc in our lives in ways we do not realize or often forget; such as destroyed marriages and relationships, mental health complications such as depression, substance abuse, and violence, just to name a few.

Steven LaBroi shares some unique ways to reduce debt, build wealth, and even create our own bank so that we can live the debt-free, stress-free and happy life we were meant to live.

116 Food Safety, Nutrition and Hunger Sponsored by HPRC

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When it comes to food safety; each year, roughly 1 in 6 Americans (approximately 48 million people) get sick from foodborne illnesses.

When it comes to accessing nutritious food, the sad reality is that many Americans cannot conveniently access nutritious food at an affordable price. Some neighborhoods in America are known as “food deserts” and “food swamps;” places where it’s hard to find nutritious food and where a lot of bad food options exist.

Despite living in one of the wealthiest states in the country, many Marylanders struggle with hunger.  One in eight households constantly struggle with hunger.  Approximately 21 percent of households with children struggle to obtain enough food to eat regular healthy meals.  And nearly 10 percent of Marylanders live below the poverty line.

In this episode we discuss the startling details surrounding food safety, access to nutritious food, and hunger.  You will learn what role public policy played in creating our current food system and how public policy can help improve it.  You will also learn about the role each of us can play in influencing the public policy that can help us obtain better access to safe and nutritious foods, combat hunger, and in the end improve our overall health.

This episode is brought to you by The Health Policy Resource Consortium, also known as HPRC.  HPRC’s mission is to educate and inform the public about public policy, how public policy can improve our health, and what each of us can do to drive public policy decisions in our communities.

Byron Sogie-Thomas, HPRC’s Deputy Director for Health Policy Research and Analysis and Michael J. Wilson, the Director of Maryland Hunger Solutions are the guests for this episode.

115 Toxic Parenting: How to Identify If You Have A Toxic Style of Parenting

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“It is easier to build strong children than to repair broken adults” is a quote by Frederick Douglass and the topic of this episode. Dr. Sharon R Bonds, and Marriage & Family Therapist, Carter Drew, helps us identify if we have a toxic style of parenting.  They also provide ideas on steps parents can take to become less toxic.

114 Living Their Passion – The Baker Twins

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Donald and Ronald Baker talks about pursuing passionate work and making a living doing what they love.

A recent study conducted by Trade Schools, Colleges and Universities report that close to 80% of adults do not end up following through on the career paths they dreamed of during childhood.  And the remaining 20% of people who do pursue childhood imaginations are overwhelmingly happy and consider themselves to be successful.

Donald and Ronald Baker fall into that 20% category.  Ronald and Donald Baker are twins who were adopted at birth and both are world renowned photojournalists in the Washington, D.C. area.  They have photographed such greats as Muhammad Ali, Nelson Mandela, exclusive photographers of the Jackson 5, President Barack Obama, Stevie Wonder, Alex Haley and too many to name.  They have also captured historical events such as the Million Man March and several Presidential Inaugurations just to name a few.

The Baker twins talk about how they got their start and the creative ideas they utilized to become living legends in the world of photojournalism.

113 What You Need To Know About Open Enrollment 2017 – Sponsored by the Health Policy Research Consortium

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obamacare-healthDo you have questions regarding Open Enrollment and the future of Obamacare? If so, the Affordable Care Act (Obamacare) is the topic of this episode.  Byron Sogie Thomas of the Health Policy Research Consortium and Ben Turner of the Primary Care Coalition discuss and answer questions about the Open Enrollment process.

Ben Turner outlines seven steps to get you through the open enrollment process and Byron Sogie Thomas talks about how we can have our voices heard when it comes to any changes in policy surrounding the future of the Affordable Care Act.

If you have questions regarding the lingo, be sure to visit www.destinationhealth.me.  It is written at the 4th grade level and contains videos and more to help you better understand the definitions.

Visit www.hprc.info for more information.