by Patricia Terrell | Dec 17, 2016 | Financial Wellness, Podcast
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Financial guru, Steven LaBroi shares tips that the wealthy use every day to reduce debt and build wealth. And the wonderful news is that you do not have to be wealthy to apply these tips; but you must know what they are.
We have more student debt than ever before. According to a Pew Research study, around four in ten (37%) households led by a person under the age of 40 currently have some student loan debt. This is the highest percentage on record. The graduating class of 2014 is also the most indebted class to ever walk the stage.
We use credit cards way too much. One report states that the average household owes around $15,607 on their credit cards. They estimate that collectively, Americans owe $880.5 billion in credit card debt, $8.07 trillion in mortgages, $1.12 trillion in student loans.
All of this debt wreaks havoc in our lives in ways we do not realize or often forget; such as destroyed marriages and relationships, mental health complications such as depression, substance abuse, and violence, just to name a few.
Steven LaBroi shares some unique ways to reduce debt, build wealth, and even create our own bank so that we can live the debt-free, stress-free and happy life we were meant to live.
by Patricia Terrell | Apr 2, 2016 | Business, Entrepreneurship, Fear, Financial Wellness, Podcast, Success, Survival
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Dr. Willie Jolley talks about how to turn our setbacks into greenbacks. Dr. Jolley knows firsthand the heavy load that setbacks can create and what it takes to bounce back. His ability to comeback from a tremendous setback earned him the title of the “King of Comeback!”
In this episode, Dr. Jolley provides specific steps about how to overcome what he calls the “Devastating Ds” of divorce, downsizing, disease, disaster or death of a loved one.
In addition, Dr. Jolley talks about the importance of talking to people about what you are doing, his “5 foot Rule,” and so much more.
This episode is full of information and free resources to help you start turning your setback into a comeback and turn the comeback into greenbacks.
Take a listen!
by Patricia Terrell | Mar 26, 2016 | Financial Wellness, Podcast, Success
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Bobby Kinzer, is the President of the Literacy Institute for Financial Enrichment, Inc., which is a non-profit he established to teach financial literacy. Bobby is a former basketball player and his passion is to empower people to manage their finances and to eliminate the taboo associated with talking about their financial condition.
In this episode, Bobby Kinzer defines financial wellness. He shares ideas about eliminating credit card debt, teaching children about financial responsibility, using automatic payments to make timely bill payments, things that impact your credit score, and a host of websites with financial resources that can set you on the right path to financial wellness.